Our Process

EcoCredit was founded as a solution to the ineffectiveness in the consumer credit services industry. Part of our success comes from leveraging the combination of an investigative research team, an in-house law firm, and a team of expert credit analysts. That, coupled with a process that is fundamentally different than the “automated dispute letter” routine used by amateur & run-of-the-mill credit repair agencies – we achieve expedient and long-lasting results where other companies fall short.

Step 1: Complimentary Consultation. Contact us for your FREE consulation.

Step 2: The second step is to do a credit report audit. 

Our credit restoration specialists go line by line through your credit report and prepare an audit. The audit’s purpose is to give help and education on the consumer data contained in your credit report. After we complete the audit, we will provide you with a thorough email specifically tailored to your credit report.

Step 3: The Repair Process will begin following your audit

We will begin preparing your credit report using the information and data gathered throughout the audit process. The initial step is to rectify any and all inaccuracies in your credit report. Typically, we notice results within 15 days after commencing the process.

Step 4: The Waiting Period 

Now, we must wait! Typically, this stage of the credit restoration procedure takes 30 days. This is the exciting part! Credit bureaus are legally required to reply to our claims within 30 days. This entails the credit bureaus conducting investigations into the items we dispute on your behalf using our established factual verification method. Keep an eye out for correspondence from the credit bureaus. If possible, email or scan them to us as they arrive.

Step 5: Completion of the credit file

Once we’ve completed your credit repair, you’ll have many opportunities to work with us on your credit in the future. We also provide a variety of additional services, such as proactive credit restoration and monthly subscription choices. Therefore, please consider us first if you have any needs! We are always willing to assist. As a firm believer in the phrase “Knowledge is Power.”

Act Concerning Fair Credit Reporting

We Advocate the FCRA law on your behalf. If ANY item on your Credit Report is inaccurate, unverifiable, or incomplete, it must be deleted or amended within 30 days. If the Bureaus fail to comply with our Disputes and the disputed information continues to be reported, they violate FCRA Laws. We work directly with attorneys who rely on legal action to compel the removal of violations.

Fair Debt Collection Practices Act

If you are behind on your debts or your creditor’s records incorrectly indicate that you are, a debt collector may contact you. The Federal Trade Commission (FTC), as the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which bans debt collectors from engaging in abusive, unfair, or deceptive collection practices. Edit Reporting Act.